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SBA 504 Loan Interest Rates
November 2024
25-Year Fixed Rate Standard:
6.325%
25-Year Fixed Rate Refinance:
6.354%
20-Year Fixed Rate Standard:
6.395%
20-Year Fixed Rate Refinance:
6.425%
10-Year Estimated Fixed Rate Standard:
6.519%
10-Year Estimated Fixed Rate Refinance:
6.555%
Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.
The Florida Recycling Loan Program available through Florida First Capital provides Florida businesses with low-cost, long-term, fixed interest rate loans for the purchase or refinance of equipment and machinery used to expand industrial recycling activities throughout the state.
The program is designed to assist companies that manufacture products from recycled materials or convert recyclable materials into raw materials for use in manufacturing. The long-term goal of the Florida Recycling Loan Program is to divert solid waste from landfills by helping companies to expand their recycling businesses or retrofit manufacturing operations to recycle secondary materials.
Funding is available for companies in any industry that purchase recycling machinery or equipment as well as manufacturers, distributors and retailers of recycling equipment.
NOTES: The Florida Recycling Loan Program is available in Florida only. Loan proceeds may not be used to finance working capital. Please see the Rebuild Florida Business Loan Fund.
The Florida Recycling Loan Program operates under a partnership between the Florida Department of Environmental Protection and Florida First Capital Finance Corporation, the program administrator. Florida First Capital is a non-profit certified development company that promotes economic development and job creation throughout Florida by working with the Small Business Administration (SBA) and private-sector lenders to provide available and affordable financing to small businesses. Florida First Capital also lends under the SBA 504 loan program as well as other small business assistance programs.
Apply Here
For more information about the Florida Recycling Loan Program, contact Darcie Brown, Program Manager, at 321.474.6017 or darcie@great-seal.com.
Purchase, construct, expand or renovate owner-occupied commercial real estate at up to 90% financing.
Acquire and install long-life fixed machinery and equipment at up to 90% financing.
Refinance commercial mortgage and other business debt up to 90% with or without a cash-out option.
Go green with your project and qualify for additional financing at up to 90%.
Interim phase second mortgage "bridge" financing for our 504 commercial lending partners.
A resiliency working capital loan fund to help Florida’s small businesses and its economy to grow and prosper.
Low cost loans to support industrial recycling throughout the state of Florida.
Connect with Network members to unlock vital capital resources to help meet your specific business financing needs.